We are pleased to offer the stress free option of buying your jewelry a little at a time.

The layaway option from Lay-Buys allows you to pay only 50% down and up to 6 months to pay off.

Your jewelry item will begin fabrication 4 weeks prior to your last payment so it is ready to ship upon your last payment clearing. If you plan to pay off your plan early we ask for a 3 week notification so your item can be ready to ship.

You may exchange the order for a new order of equal or greater value prior to your second payment.  No refunds or changes of order can occur after your second payment.  No refunds are offered if you should default on your layaway plan. Three attempts will be made to complete your payment, if your payment is declined three consecutive times you will be considered in default and your layaway plan cancelled.  Layaway plans are non-refundable.

There is no prepayment penalty, and Bel Viaggio does not charge interest for this convenient payment option. Your item will be shipped when you have completed your payments.

Installment plan purchases cannot be cancelled after installment contract has been instituted. 

To purchase using an installment plan please select Lay-Buys one the last page of checkout.